Terms of Service

1. Acceptance of Terms

By accessing or using www.finnovate.kz (the "Website"), you agree to be bound by these Terms of Service. If you do not agree, please discontinue use of the Website.

2. About Finnovate

Finnovate Ltd. (BIN 210340900179) is a boutique consulting firm registered with the Astana International Financial Centre (AIFC) and authorised by the Astana Financial Services Authority (AFSA) under licence AFSA-O-LA-2024-0021 as an Ancillary Service Provider.

3. Informational Purpose Only

All information, content, and materials available on this Website are provided for general informational purposes only and do not constitute legal, financial, tax, or investment advice. Engagement of professional advisory services requires a formal written agreement with Finnovate Ltd.

4. Intellectual Property

All content on this Website — including text, graphics, logos, images, and software — is the property of Finnovate Ltd. or its licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without our prior written permission.

5. User Conduct

You agree not to:

• Use the Website for unlawful purposes
• Attempt to gain unauthorised access to any part of the Website
• Transmit viruses, malware, or harmful code
• Interfere with the Website's operation or security
• Misrepresent your identity or affiliation

6. Third-Party Links

The Website may contain links to third-party sites. We do not endorse or assume responsibility for the content, accuracy, or practices of any third-party site.

7. Disclaimers

The Website is provided "as is" without warranties of any kind, express or implied. Finnovate Ltd. does not guarantee that the Website will be uninterrupted, error-free, or secure.

8. Limitation of Liability

To the maximum extent permitted by law, Finnovate Ltd. shall not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of the Website.

9. Indemnification

You agree to indemnify and hold harmless Finnovate Ltd., its directors, employees, and affiliates against any claims arising from your breach of these Terms.

10. Governing Law & Jurisdiction

These Terms are governed by the Acting Law of the Astana International Financial Centre (AIFC). Any disputes shall be resolved before the AIFC Court or, where applicable, the International Arbitration Centre of the AIFC (IAC).

11. Changes to Terms

We may revise these Terms at any time. Continued use of the Website after changes constitutes acceptance of the revised Terms.

12. Contact

Questions regarding these Terms should be directed to aifc@finnovate.kz or BC Talan Towers, Dostyk 16, Astana, Kazakhstan.